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Workers’ Compensation Insurance in Indianapolis, IN

What Is Workers’ Compensation Insurance?

Workers’ compensation insurance can help protect employees in the unfortunate event of a workplace injury or illness. Contact Betzy Insurance LLC today to learn more about your company’s insurance options.

Who Needs Workers’ Compensation Insurance? Crutches against light white wall

Workers’ compensation coverage is typically required for most employers, according to state regulations.

In Indiana, any employer who regularly employs one or more employees, whether full-time or part-time, must provide workers’ compensation coverage. This requirement applies to companies operating within the state, with a few exceptions, such as certain agricultural operations and small businesses with minimal payroll.

If you’re unsure whether your business needs workers’ compensation coverage in Indiana or need assistance obtaining coverage, consult an insurance provider familiar with Indiana’s specific requirements and regulations.

The Betzy Insurance LLC team can help you understand how Indiana’s workers’ comp insurance regulations apply to your company’s situation.

What Does Workers’ Comp Insurance Cover?

Workers’ compensation policies provide comprehensive coverage for various aspects related to work-related injuries and illnesses. It typically includes coverage for medical expenses, lost wages, disability benefits and death benefits after a covered work-related incident or accident. Your agent can help you understand the coverage provided by your company’s workers’ compensation policy.

Where to Get Workers’ Compensation Coverage

Understanding and implementing proper insurance can help ensure compliance with legal requirements. Contact Betzy Insurance LLC in Indianapolis, Indiana, for a personalized workers’ compensation insurance quote.

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