Commercial Auto Insurance in Indiana
For businesses in Indiana, having the right commercial auto insurance is essential to help protect against potential risks and liabilities associated with using vehicles for business purposes. This may include company cars, delivery trucks and service vehicles.
Businesses often face unique risks that personal auto insurance may not cover. Commercial auto policies may provide coverage for a range of potential issues, including accidents involving multiple parties, cargo loss or damage and higher liability limits.
Indiana companies must maintain minimum amounts of commercial auto coverage if they use vehicles when conducting business. This coverage may help pay for third-party accident-related damages after an at-fault accident up to the policy’s limits. The state’s minimum requirements may be too low to provide appropriate financial protection for your organization. Your agent can help determine the right amount of coverage to meet your company’s unique needs.
The Cost of Commercial Auto Insurance
Commercial auto insurance rates vary widely, depending on numerous factors, including the following:
- Vehicle type and value
- Usage and mileage
- Driving history
- Business location and type
- Coverage types, limits and deductibles
Your agent can help evaluate your situation and compare quotes from multiple insurers to help you get favorable rates.
Contact Us
Whether you’re insuring a single company car or a fleet of vehicles, having the right insurance in place can help ensure that your business remains secure and operational, even when faced with unexpected incidents.
Contact Betzy Insurance LLC in Indianapolis, IN, for personalized commercial auto insurance quotes.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
Categories: Commercial Auto